Gold vs Bonds – How to invest in gold and generate yields

Find out how gold can now earn a recurring passive monthly yield, making for a lucrative investment. Weighing up the investment options on the financial market can present a dilemma when choosing between the safety of gold, as a traditionally stable asset, and the yield-bearing potential of bonds. Gold vs. Bonds Both bonds and gold are widely considered to be low-risk investments.  When speaking of bonds, we are referring to fixed income instruments that represent a loan made by an investor to a borrower eg. government, or corporate bonds. They are often understood as an I.O.U (``I Owe You“-  a signed informal notice of an unpaid debt) between a lender and borrower, including details such as the date when the loan will be paid back, and the terms of variable or fixed interest made by the borrower.  Of course, the risk is never completely absent from any investment, especially in the short term, where market volatility plays a significant role in manufacturing risk.  Bonds have experienced a historic low in their interest rates recently, transforming them into an incredibly cheap investment worth considering.  If interest rates do eventually start to climb again, this would offer investors a modest recovery on the yielding potential of their bonds. However, the spot price of bonds that are already in circulation would be hit - particularly those which have the longest maturity. While the outlook for bonds appears gloomy, the future of gold presents itself much more optimistically. Indeed, investors anticipating the long-term benefits of holding gold have rarely been disappointed.   Gold experienced a pivotal moment in economic history when president Nixon announced on the 15th of August 1971 that the US would stop trading gold for dollars at the fixed rate of $35 an ounce - otherwise known as the fall of the Bretton Woods Agreement. Fifty years after its collapse, gold has increased in price 50 times over. Bullion Reaching New Heights Bullion reached a historical peak in its pricing of $2,074 an ounce last summer, before slipping back to under $1,800. Despite this, the long term trajectory of gold remains positive, in accordance with our recent market analysis.  In contrast, Treasury Yields still seem to be caught in a long-term bearish trend. As inflation rises, the yielding potential, for the majority of bonds in many economic areas, such as the European Union, Switzerland and Japan,  is still below zero. The U.S. rate hike forecasts are just as underwhelming, with most Federal Reserve officials expecting the first interest rate increase - only by 1% - in 2023. This means that investing in bonds, with a projected maturity time of one to five years, is generating a negative return or loss for investors who have parked liquidity there.  Of course, gold and bonds are likely to appear in the portfolio of any investor, but their roles are very different. Gold has always been a safe haven for investors. Its function, as an asset that protects wealth, will become even more effective if the markets experience uncertainty and crisis.  With a focus on stocks, which have skyrocketed over the past 15 months, investors can expect to observe the turbulent lows and highs of the market. Just since the low of the Covid-19 pandemic, the  S&P 500 (a stock market index tracking 500 publicly traded domestic US companies) has already doubled in value to the current state.  It seems that sooner or later, there will be new corrections as the market responds to the dramatic shifts and changes, making gold the safest store of value for every investor.  Earning a Yield on Gold As opposed to bonds, Kinesis gold (KAU) and silver (KAG) offer investors a recurring and reliable monthly yield, paid directly into their Kinesis accounts - for life. Rather than waiting to utilise their investment, as is the case when awaiting bond maturity, participants of the Kinesis system experience a sense of immediacy, with the ability to spend, send and transfer their KAU and KAG as physical-digital currencies, just like regular cash.  By holding Kinesis gold and silver, investors can access the yield-bearing benefits, traditionally associated with bonds, coupled with the appreciating value of gold as a stable asset. In other words, the best of both worlds. Find out more about the yielding potential of gold. KINESIS YIELD Carlo Alberto De Casa is Market Analyst for Kinesis Money. He also writes as a technical analyst for the Italian newspaper La Stampa. Carlo Alberto provides regular commentary for UK outlets including the BBC, Telegraph, the Independent Bloomberg & Reuters. He is also a commentator for CNBC Italy. He worked for Bloomberg as their Equity Research Fundamental Analyst before joining brokerage ActivTrades in 2011 to specialize in currency markets and commodities. In 2014 he published a book on gold and the gold market, followed by a new updated edition in 2018. This report is not an offer of or solicitation for a transaction in any financial instrument. No representation or warranty is given as to the accuracy or completeness of this information. Any material provided does not have regard to the specific investment objective and financial situation of any person who may receive it. Past performance is not a reliable indicator of future performance.

Carlo Alberto De Casa
Carlo Alberto De Casa

06/10/2021

Gold & Silver Market Analysis for Wednesday 6th October

Oil Price Analysis – WTI close to $80 per barrel This week, the WTI crude oil price just reached a new 7-year-record after the OPEC, a group of oil-producing countries, decided not to accelerate plans for increasing the supply, in an effort to maximize profits. WTI is an acronym for West Texas Intermediate, the company responsible for trading and delivering light, sweet oil at Cushing, Oklahoma. In a few words, it is the benchmark for U.S. oil standards, the main rival of Brent - an oil carried from the Northern European Sea. On the 20th of April 2020, in the middle of the first wave of the pandemic, the WTI price fell – for just a few hours - below zero, reaching a historical low of minus 37 dollars. The collection tanks in the warehouses were full, with a clear situation of oversupply. A year and a half later, the WTI benchmark is close to $80, but this time a new scenario is at play. The liquidity injected into the system by central banks and the easing of restrictions ramped up overall demand, is resulting in a continued recovery of the price. This situation is, of course, having a significant impact on inflation rates, which jumped to 5.3% in the U.S. and 3.4% in Europe. Aside from inflation, the risk of a global energy crunch is a factor to consider, as prices continue to rise with demand exceeding pre-covid levels. From a technical point of view, the dominant trend is still positive for the pricing of WTI and Brent. However, the fundamentals - a growth of demand while the supply remains static - seem to be the main driver of oil's rally against other energy supply alternatives, in this case. WTI and Brent have gained around 60% this year to date, but the outperformer is natural gas, with a jump close to 150%. Due to this, investors are now looking carefully at the energy sector, with the trend showing an upwards slope, despite sudden changes in market behaviour. Kinesis Money Gold Analysis At present, the gold price is being traded just above $1,750, looking for a clearer directionality as investors await the U.S. labour data. Gold price from Kinesis Exchange - 1h chart - The price is holding above the support zone of 56.3 ($/g) Today, the session started in red with the dollar remaining strong, and the fiat pair: EUR/USD, being traded below 1.16. The bullion rebound, seen yesterday, after the test on the support zone of $1,750 was a positive signal. Once the price approaches this level, buyers appear to be active, resulting in price hikes. However, as long as the price remains above the aforementioned threshold, there could be space for further recovery, since gold is still down 7% this year to date (YTD).  As mentioned, investors are now focusing on nonfarm payrolls (NFP), with reports such as the ADP National Employment Report to be published later today and the NFP to be released on Friday.  What’s clear is that the gold price is holding, despite the oil rally. Although, the climbing oil prices are an inflationary driver, which could add pressure for the Federal Reserve to suddenly instigate the tapering process - resulting in a potential weakness for gold. Kinesis Money Silver Analysis The silver price is declining slightly but is still being traded in the region of $22.5. In the last few days, we have seen increasing signals of recovery, even if it is still too early to declare a proper inversion of silver. The buyers' pressure has not yet managed to break up the resistance zone of $22.60 - 22.70. A clear break-up of these levels will open space for a quick rebound above $23. Sellers could regain strength if the price falls below $22.3, with space to reach a new test of $22. This past week, the levels reached ($21.5) suggest that it's unlikely pricing will be retested in the short term. Carlo Alberto De Casa is Market Analyst for Kinesis Money. He also writes as a technical analyst for the Italian newspaper La Stampa. Carlo Alberto provides regular commentary for UK outlets including the BBC, Telegraph, the Independent Bloomberg & Reuters. He is also a commentator for CNBC Italy. He worked for Bloomberg as their Equity Research Fundamental Analyst before joining brokerage ActivTrades in 2011 to specialize in currency markets and commodities. In 2014 he published a book on gold and the gold market, followed by a new updated edition in 2018. This report is not an offer of or solicitation for a transaction in any financial instrument. No representation or warranty is given as to the accuracy or completeness of this information. Any material provided does not have regard to the specific investment objective and financial situation of any person who may receive it. Past performance is not a reliable indicator of future performance.

Carlo Alberto De Casa
Carlo Alberto De Casa

06/10/2021

Gold & Silver Market Analysis for Monday 4th October

Kinesis Macroeconomic Analysis As the new week begins, the keyword describing market activity - "uncertainty" - remains the same. In fact, macroeconomic data from the US, as well as data indicating the beginning of tapering, still appears crucial.  The ADP nonfarm payroll employment change made on Wednesday, and the official U.S. nonfarm payrolls that will be announced on Friday, will be highly important. It should be noted that the ADP National Employment Report is a monthly report of economic data that tracks levels of nonfarm private employment in the U.S.  Additional solid macroeconomic data will increase the pressure on the Federal Reserve for a rapid beginning of the tapering process. On the other hand, the numbers are below what was to be expected, which could leave more room for the Fed to postpone tapering - although, it does not appear likely at this stage.  There are many other elements of uncertainty influencing the markets recently, which have resulted in the decline of stocks. Of course, tapering remains the focus, but investors are becoming more cautious after the Evergrande troubles - the Chinese estate giant which is now close to default.   Moreover, energy prices are surging in all continents, with the WTI (West Texas Intermediate - a specific grade of crude oil) price approaching the psychological threshold of $80. Theoretically, a recovery of the oil price should be a positive element, but in this case, it seems to be a clear inflationary driver. Speaking of uncertainty and petrol, it seems impossible not to mention the UK, which is now facing a 10-day petrol supply crisis. So, how do all these factors have an impact on gold?  First of all, any sort of macroeconomic data that forces the Fed to be more cautious, with the beginning of tapering, could be a supportive driver for gold. In addition to this, it is important to remember the growing uncertainty that impacts the markets, which is generally a positive driver for the gold price. Kinesis Money Gold Analysis Currently, the gold price is holding above $1,750, with a fractional loss and little volatility. Gold price ($/g) is holding above $56 - 1h chart from Kinesis exchange It is clear that investors are “waiting it out”, with growing expectations for the US nonfarm payroll report that will be released on Friday.  Further indication about the timing of the next decision from the Federal Reserve, may offer a further insight into the directionality of gold. From a technical point of view, the fact that gold is holding above the support zone of $1,750 could be a positive sign.  So far, bullion has not yet found the strength to continue its recovery which began last week, where it strongly rebounded from $1,725 to $1,760. Kinesis Money Silver Analysis The silver price has started the new week with a small retracement, losing 0.5%. This modest decline can be understood as a point of consolidation, after a 5% increase was witnessed in the latter part of the past week, where silver bounced back from $21.2, jumping to $22.5.  As previously mentioned, the decline of the silver price seen in the last few months is making it a “cheap” option for investors starting to collect it, awaiting new recoveries. Carlo Alberto De Casa is Market Analyst for Kinesis Money. He also writes as a technical analyst for the Italian newspaper La Stampa. Carlo Alberto provides regular commentary for UK outlets including the BBC, Telegraph, the Independent Bloomberg & Reuters. He is also a commentator for CNBC Italy. He worked for Bloomberg as their Equity Research Fundamental Analyst before joining brokerage ActivTrades in 2011 to specialize in currency markets and commodities. In 2014 he published a book on gold and the gold market, followed by a new updated edition in 2018. This report is not an offer of or solicitation for a transaction in any financial instrument. No representation or warranty is given as to the accuracy or completeness of this information. Any material provided does not have regard to the specific investment objective and financial situation of any person who may receive it. Past performance is not a reliable indicator of future performance.

Carlo Alberto De Casa
Carlo Alberto De Casa

04/10/2021

Kinesis Launches Historic Holder’s Yield

Kinesis Money is proud to announce the Holder’s yield launch, which represents a monumental milestone for the Kinesis Monetary System and the precious metals industry as a whole. With the highly-anticipated Holder’s yield launch, Kinesis is paying out a debt-free, passive yield on physical precious metals for the first time in the industry.  The launch of the Holder’s yield will see 46.2 kilograms of gold and 6,047 ounces of silver, distributed to Kinesis users, simply for holding their metals with Kinesis, free of charge. The first payment with a value of 2.84 million dollars, at the time of writing, is scheduled to be paid out into users’ accounts on 6th October 2021. Following the successful roll-out of the Minter’s yield, the Holder’s yield is the second of five yields within the Kinesis Monetary System. The Holder’s yield represents another pivotal moment in Kinesis history, as we continue to forge the path towards a global, fair and ethical monetary future. The Holder’s Yield The Holder’s yield rewards all investors who hold their precious metals on the Kinesis Money platform with a passive monthly yield. This enables system participants to earn a recurring monthly yield, paid in gold and silver, which is accrued for every day they hold gold and silver with Kinesis.   The first Holder’s yield payment will be retroactive, which means that Kinesis users will be credited with all yields accumulated from the 4th April 2019 until the 30th September 2021. Going forward, all yield payments will be calculated and paid monthly. With a rapidly expanding system that currently supports over 80,000 global investors, Kinesis will reward every single participant holding gold and silver within the Kinesis system to date.  Kinesis native currencies, KAU and KAG, can be acquired on the Kinesis Exchange; the Kinesis Mint; and select external exchanges. All Kinesis gold (KAU) and silver (KAG) held in a user’s Kinesis Money account or linked wallets automatically qualify for the Holder’s yield, with no lock-in terms. How Does Holder's Yield Work? https://www.youtube.com/watch?v=Bj3kdB8CDZQ&t=90s The Holder’s yield is paid out to investors in fully allocated gold or silver, directly into their Kinesis account every month. Through Kinesis’ usage-based model, the Holder’s yield is generated by pooling together all the transaction fees gathered across the entire platform. Every time a transaction is completed, whether from users’ spending, sending or trading on the Kinesis platform, a share is stored in the Master fee pool and allocated to a specific Kinesis yield.  A total of 15% of these transaction fees are then distributed back to Kinesis system participants who are eligible to receive the Holder’s yield. The final yield is calculated by the ratio of total gold (or silver) held in a user’s Kinesis Money account (or linked wallet) divided by the total amount held by all other Kinesis users in a month's period. Please find a more detailed breakdown here. How to Become Holder's Yield Eligible? All KAU and KAG held in your Kinesis Money account automatically qualify for the Holder’s yield and require no further action. If you hold KAU and KAG outside of your Kinesis Money account in an external wallet, you will need to link any wallet addresses to your Kinesis Money account, in order to receive the Holder’s yield. We would like to reiterate that the vast majority of Kinesis users will be required to take no action. However, we urge all participants with all external addresses holding KAU or KAG to check that their wallet address is listed in the address linking widget on the Yields tab of the platform. We would like to emphasize that all unlisted wallet addresses holding KAU or KAG will not receive the Holder's yield. This is why it is imperative that all users follow the steps to ensure all external addresses holding KAU or KAG are linked and listed. External Wallet Deadline Extension Please note, we have extended the deadline for wallet linking. External Kinesis wallet holders and CoolWallet S holders now have until Tuesday the 5th October 2021 to link their wallets, in order to receive the Holder’s yield.See CoolWallet S linking instructions - here. See external Kinesis wallet linking guide - here  A Landmark in Industry  From the start, Kinesis set out to establish a forward-thinking economic model centred around the enduring value of gold as a stable and historically appreciating asset.  In a time of financial uncertainty, particularly in high-risk investments, Kinesis recentres the monetary focus on precious metals, which with Kinesis, become a debt and risk-free asset that also generate a yield.  With the Minter’s yield launch on the 7th of July this year, all eligible* Kinesis users received a payout of 14,052 grams of gold (KAU) and 1,686 ounces of silver (KAG), with a combined US dollar value of $864,220. With the Holder’s yield launch, Kinesis will prove, yet again, that gold is a safe haven, as well as an asset with vital yielding potential within the Kinesis ecosystem.  What’s more, Kinesis only offers investors a positive trajectory for their investment in gold and silver, by providing the infrastructure to maintain zero storage fees on all holdings - for life. Kinesis holders have the choice of storing their precious metals in one of our 8 non-banking vaulting facilities, positioned in favourable jurisdictions for complete assurance of user asset protection.  With Kinesis, investors adopting native currencies, KAU and KAG, have access to a high yielding environment that is not set and will grow along with its community of users who recognise the intrinsic value of gold and silver-backed currencies. What’s next for Kinesis? The Kinesis Monetary system continues to welcome a rapid increase of new users. As we scale towards global adoption, more participants are discovering the universal benefits of holding physical gold and silver with Kinesis.  Kinesis continues to move forward with its industry-changing roadmap, with the Referrer’s yield next in the pipeline set to launch on the platform this year.  Find out how to hold and earn with Kinesis Money. HOLDER'S YIELD

Natalie Laz
Natalie Laz

01/10/2021

Gold & Silver Market Analysis for Friday 1st October

Kinesis Macroeconomic & Gold Analysis The strength of the U.S. Dollar remains a bearish element for gold. However, there is a light at the end of the tunnel.  This week, for the first time in over a year, the EUR and USD rate has fallen below 1.16. The last time the most traded currency in the world - the US Dollar - reached this level was in July 2016, when Donald Trump was still the president of the United States. During this period, the markets were betting on further stimulus (in this case, we are discussing dovish monetary policy which will generate more liquidity) from the Federal Reserve, to fight the consequences of the pandemic. In the following weeks, the greenback lost its ground with the EUR and USD climbing to 1.20 at the end of August 2020. At this time, the weakness of the U.S. Dollar was a supportive driver for bullion, with the price jumping, for the first time in history, above $2,000 -  investors were looking for a safe haven, in the middle of the pandemic. These past few weeks have shown a very different picture, as the Fed is preparing the markets to reduce monetary stimulus and the greenback is experiencing a recovery. Gold has suffered due to the strength of the U.S. Dollar and the rebound seen on the U.S. 10 years notes (Treasury Bonds). It’s expected that next month the Fed will announce the tapering for the markets, beginning the process of reducing liquidity in December 2021. More importantly, interest rates should rise, for the first time, in 2022. Once again, we are seeing a significant negative - notably inverse - correlation, between the gold price and the U.S. Dollar. Will the U.S Dollar continue to strengthen and gold lose ground? Not necessarily. Kinesis Exchange - 4h chart - Price of gold per gram - Bullion is showing interesting recovery signals First of all, the start of tapering is imminent and already seems to be partially priced by the markets. Secondly, the fundamental basis for gold demand appears relatively solid, indicating that there won’t be a significant decline.  And finally, any turmoil on the stock market - or in the currency markets as well - would cultivate an increased demand for a safe haven and, certainly, gold will be a winner. There’s one more thing that should make investors think. Yesterday, the data on U.S. labour was a fraction below what was expected, which was enough to trigger a significant rebound for gold. Bullion jumped from $1,730 to $1,760, before resting at $1,752 – 1,755. This sudden rebound may show that sellers are losing power and therefore, buyers are trying to invest during a dip, now viewing gold as a more attractive choice after the recent decline. From a technical point of view, bullion recovered from the $1,750 resistance, offering a positive signal to investors. In the coming days, we will learn more about this rebound and whether there is a potential for a proper inversion. Kinesis Money Silver Analysis Yesterday, the silver price jumped 3%. After reaching a 15-month-low at 21.4, the precious metal rebounded above $22 in just a few hours and is now trying to hold fast above the support zone of $22.1 - 22.2. A clear surpass of $22. 2 would show a clear strengthening of the bullion, opening space for new rallies with a quick target placed at $22.5 and $22.7. At this stage, we are still speculating about a rebound and not an inversion, but certainly, the speed and strength of this rebound are ramping up investor’s interest in silver. Carlo Alberto De Casa is Market Analyst for Kinesis Money. He also writes as a technical analyst for the Italian newspaper La Stampa. Carlo Alberto provides regular commentary for UK outlets including the BBC, Telegraph, the Independent Bloomberg & Reuters. He is also a commentator for CNBC Italy. He worked for Bloomberg as their Equity Research Fundamental Analyst before joining brokerage ActivTrades in 2011 to specialize in currency markets and commodities. In 2014 he published a book on gold and the gold market, followed by a new updated edition in 2018. This report is not an offer of or solicitation for a transaction in any financial instrument. No representation or warranty is given as to the accuracy or completeness of this information. Any material provided does not have regard to the specific investment objective and financial situation of any person who may receive it. Past performance is not a reliable indicator of future performance.

Carlo Alberto De Casa
Carlo Alberto De Casa

01/10/2021

Gold Investing Reinvented with Industry-First Yield

*** OFFICIAL *** By distributing profits from transaction fees, Kinesis provides a genuine low-risk alternative to investors at a time of uncertainty and heightened risk among traditional investments  30th September, London: Today, Kinesis Money, the monetary system based on 1:1 allocated gold and silver, launches its Holder’s Yield, whereby a portion of the yield pool, currently valued at $17.5 million, will be distributed every month to people who hold gold and silver with Kinesis.  Until now, revenue amassed from the trading or investment in gold was speculative and subject to market fluctuations. Kinesis offers a competitive alternative, with a yield-sharing model that allows participants to increase their holdings of gold and silver, by paying a yield of 15% of overall transaction costs back to them each month.  This unique yield system makes Kinesis the only logical place to own gold, as Kinesis stores its metals in world-leading non-bank vaults and covers all storage and insurance costs on behalf of Kinesis users. Gold investors who switch to Kinesis can earn a yield on all gold holdings, as opposed to paying monthly fees like storage and insurance. The Holder’s Yield combines the stable, enduring value of physical gold with a revolutionary model wherein users can earn a risk-free yield based on the mutual sharing of transaction fees as well as get access to its native trading exchange for a complete metals portfolio management solution. Importantly, as inflation begins to soar globally, The Holder’s Yield, paid out monthly in gold and silver, offers a virtually inflation-proof model for the creation of a fortified digital asset portfolio, designed for inherent growth and persistent value – an unmatched way of safeguarding wealth in today’s unpredictable economic climate. Marking a pivotal turning-point for the precious metals industry, gold has never been more accessible than at this very moment; Kinesis has taken gold, one of the most stable stores of value, and transformed the banking infrastructure surrounding the once hoarded, impracticable asset, so that it can be transacted like any other currency intended for mainstream uptake.  Cementing what is an industry first, the Holder’s Yield is just the second of five yields that Kinesis will be bringing online over the course of 2021/2022, making Kinesis gold and silver one of the most exciting investments in the precious metals space in the last decade. Thomas Coughlin, CEO of Kinesis, says: “We’re calling on gold investors to make the switch to Kinesis. The Holder’s Yield is not just an industry first, it’s an economic first that renders traditional methods of storing gold obsolete. The yield that we distribute is based purely on transaction fees, meaning it can only generate a positive return – and with our growth, this will only keep growing. By turning the economic model on its head, and distributing some of our profits, we are creating a fairer and more ethical environment for our users to promote and encourage the use of digital gold.” Andrew Maguire, Director of Kinesis, says:  “What we’re witnessing here is truly revolutionary for the precious metals industry. It’s unheard of; a yield system based on usage and transaction fee sharing is the solution to risky trading strategies and debt-based loan systems where people’s investments are at risk. And guess what? It’s just the beginning.”

Sam Briggs
Sam Briggs

30/09/2021

Send Gold, Silver and Crypto with the Tap of a Button

*** OFFICIAL *** The ‘send-to-email’ payment feature enables Kinesis Money users to send digital assets, with only the email address of the recipient required.  30th September, London: Today, Kinesis Money, the monetary system backed 1:1 by precious metals, welcomes the ‘send-to-email’ function to its platform, facilitating the ease of rapid, secure, and easy gold and crypto payments globally. Importantly, this feature update will reduce any barriers to entry to the crypto and gold investment markets.  With a rapid onboarding of new users to the platform, more will encounter the visibility and relevance of crypto and gold currencies in their everyday lives, opening the door for people to pay anybody in the world for their services, with the click of a button.  Until now, sending crypto payments required information from two parties: a sender and a receiver, to exchange a private key, meaning ‘send-to-email’ will reduce any previous barriers for newcomers to crypto. The function allows instantaneous interaction with a user’s private crypto key via email, eliminating the need to exchange information, thereby making the sending of funds easier than ever.   Thomas Coughlin, CEO of Kinesis, says:  “We wanted to make the Kinesis platform more accessible than ever, eliminating any and all barriers to entry, with a feature that’s going to transform the way crypto payments happen on a global scale. It’s clear that users want the crypto sending process to be both practical and efficient so that digital assets become vital to our transactional lives.” In addition, through the ‘send-to-email’ feature, existing system participants have the opportunity to invite non-users onto the Kinesis Money platform, automatically qualifying them to receive the Referrer’s yield. The Referrer’s yield, launching next quarter, qualifies Kinesis participants for a 7.5% share of every single one of their referee’s Kinesis transaction fees, for life. The ‘send-to-email’ function launches in advance of the retroactive Referrer’s yield, built to trigger a large-scale adoption of the Kinesis Money platform. As the Kinesis system continues its global expansion, this feature will equip senders with a powerful means of entry into the world of digital gold currencies and crypto.

Latifa Alkhanjary
Latifa Alkhanjary

30/09/2021

Kinesis introduces 'Send-to-Email' payment functionality

We are pleased to introduce the ‘send-to-email’ payment feature, which enables Kinesis users to send digital assets to current and prospective users, with only the email address of the recipient required.  The exciting new functionality allows system participants to transfer digital assets, including Kinesis gold (KAU) and Kinesis silver (KAG), as well as Kinesis Velocity Token (KVT), to friends, family or business associates outside of the Kinesis Monetary System. Accessible on Kinesis desktop and mobile applications, the ‘send-to-email’ feature provides a streamlined payment option for all Kinesis users. Importantly, through the ‘send-to-email’ feature, the existing system participants will be able to invite new, potential users onto the Kinesis Money platform, automatically qualifying the sender to receive the Referrer’s yield. Among its many benefits, the new functionality opens up the door for Kinesis users to pay non-users for their services in gold and silver. For those who wish to send funds via email to existing account holders, the new payment preference provides the advantage of selecting your recipient without requesting their wallet address.  Which Crypto Coins Can be Sent by Email? Kinesis account holders can transfer any crypto currently held in their account via the ‘send-to-email‘ process, including: Digital currencies that can be sent via email through the Kinesis Money platform. As Kinesis continues to expand its crypto pairs available, all additions to the platform will also be compatible with this functionality.  What are the Benefits of the Send-to-Email Feature?  The ‘send-to-email’ function provides an opportunity to easily invite friends, family and people you know into the Kinesis Monetary System, enabling the referer to receive a share of every fee taken on every single transaction made – for life. All the sender needs to do to qualify is ensure the recipient has created an account and verified their email address. Remember, the Referrer’s yield entitles a user to a 7.5% share of every single one of their referee’s Kinesis transaction fees. https://youtu.be/PCisZZV_Yu0 How Do I Send Crypto via Email? Both desktop and mobile users who wish to send funds via email can simply follow the usual flow to send digital assets, only choosing the ‘Email’ option when selecting a recipient. The widget provides the opportunity to include a short message in the email to personalise the message or inform the recipient of the reason for payment.  Find a detailed run-through of the process in our user guides here. How Do Non-users Receive Funds Via Email? When a Kinesis account holder is sending crypto to a potential Kinesis user, the recipient will be sent an email with instructions prompting them on how to receive their funds. The recipient of the email will then need to sign up for a Kinesis account and verify their email address, in order to accept their payment. This will ensure that only the person linked to the respective email address will receive funds that are being delivered to them. If the recipient does not accept funds within a 48-hour window, the transaction will expire and funds will be returned to the sender.  How Do Kinesis Money Users Receive Funds Via Email? When a Kinesis user is receiving crypto from another user via email, the funds will automatically be deposited into the recipient's account. The new payment feature is an effective onboarding mechanism, reducing barriers to entry for new users. ‘Send-to-email’ functionality will serve as a powerful catalyst for the adoption of the Kinesis Monetary System, ahead of the release of the Referrer’s yield and the powerful, new referral dashboard, later this year. 

Latifa Alkhanjary
Latifa Alkhanjary

30/09/2021

FAQ - Holders Yield

Holder's Yield How do I qualify for the Holder’s Yield? What makes me eligible?   The Holder’s yield is designed to reward Kinesis users for holding gold and silver with Kinesis. In order to be eligible for the Holder’s Yield, all you need to do is purchase and hold/ store Kinesis Gold (KAU) or Silver (KAG) in the Kinesis Money Account or any wallet linked to it. You can acquire your KAU and KAG in the process of minting, buying at the Kinesis Exchange, receiving a transfer or even as your previous yield payout. For a full breakdown please read our comprehensive eligibility guide - here. I joined Kinesis before the Yield Engine launch. Is the Holder’s yield retroactive? Yes, all Kinesis Yields, including the Holder’s Yield, are retroactive. You will have been credited with all qualifying yields accrued from the beginning of your activity, between the 4th April 2019 and the 30th September 2021.  How is my Holder’s Yield calculated?   15% of the Kinesis Master Fee pool is allocated to the Holder’s Yield fee pool. This 15% is then distributed to all system participants who are eligible for the Holder’s yield, in the proportion they have stored their KAU or KAG with Kinesis, as compared to other participants. Holder’s Yield calculations are based on the ratio of gold or silver you have held on your Kinesis Money account (or linked wallet) versus the total amount all other Kinesis users have held in a period. Please find a more detailed breakdown - here. Do I have to hold KAU/KAG for the full month to receive the Holder’s yield payment for that month? No, your Holder’s yield is calculated daily, so you will receive your yields for the exact amount of days you’ve been holding your KAU and KAG in your Kinesis Money account or a standalone wallet linked to your account. What is the Holder’s yield paid in?   You will receive a yield in gold on all qualifying Kinesis gold (KAU) you hold. Similarly, you will receive a Holder’s yield in silver on all qualifying Kinesis silver (KAG) you hold.  Do I have to hold KAU/ KAG in my Kinesis Money account to receive the Holder’s yield? Holding your assets in your Kinesis Money account is not a necessity to receive Holder’s yield.  KAU and KAG held in standalone wallets are still applicable for the yield as well. All external wallets must however be linked prior to the release of the Holder’s yield. Although the vast majority of Kinesis users will be required to take no action, we still urge all participants to check that all their addresses are listed in the address linking widget on the platform. We would like to emphasise that all unlisted addresses will not receive a yield. This is why it is imperative that all users follow the steps to ensure all addresses on which you hold your assets are linked and listed. A comprehensive linking guide can be found here. Do I receive the Holder’s Yield on any asset I hold?   No. you will receive Holder’s yield on your KAU and KAG only.  Where and how often will I get paid?  All activated yields are paid monthly, in the first week of each following month, for all yields accrued in the previous month.Your earned yield will be paid into your Kinesis Money KAU and KAG Account, although Kinesis calculates and checks your holdings on all linked addresses. You can keep track of your yield via the yield dashboard in the Kinesis Money platform.

developer-admin
developer-admin

29/09/2021

Gold & Silver Market Analysis - Wednesday 29th September

Kinesis Money Macroeconomic Analysis This week, the pricing of gold and silver has been hit by a new rebound of the U.S. Dollar and the rise of the 10-year US treasury yield. Investors' speculation is guiding this trend, with clear insight that current inflation won’t be “transitory”, as it was predicted by central banks these past few months. It is worth mentioning that this scenario will likely force the Federal Reserve to begin tapering as soon as November. But, is all this negativity around gold and silver really justified? Probably not.   Looking ahead, medium and long term demand for precious metals appear solid, particularly for silver. Moreover, even if the Fed does increase rates, we will remain in an environment of low - or even negative - real rates, due to inflation. This could be supportive of large-scale gold and silver demand. Watching out for the behaviour of gold and silver on the market during the months of December, January and February will reveal whether these precious metals display a positive seasonality, in line with historic trends. Kinesis Money Gold Analysis From a technical point of view, bullion has offered a signal of temporary weakness, breaking down the support zone of $1,745-1,750, which fell to a low of $1,727. Gold price - 4h chart from Kinesis Exchange - Bullion is holding above 56 $/g after the recent decline In the last few hours, there has been a significant recovery attempt, with the gold price rebounding to $1,740. Only a clear surpass of $1,750 would open space for future recovery, with the next resistance zone now placed at $1,760 and 1,790.  In addition, a fall below $1,727 would show further weakness, which could trigger new sale orders, even if space for another decline appears limited at present. Kinesis Money Silver Analysis  In the same vein, silver continues to struggle, as its price appears unable to signal a solid rebound. The short-trend term remains bearish, with pressure from sellers still consistent.   Although, it’s important to note that silver has found a solid support zone at $22.1, an area that has performed as a stoppage zone during instances that previously threatened further decline. As long as silver continues to hold above this threshold, this could increase the chances of a consolidation phase, with some level of rebound to follow. As explored beforehand, the long term scenario is expected to be very different. The demand for silver, in the production of electric cars, will spike in the next decade, while the expansion of photovoltaic technology (the process of converting light into electricity) is expected to advance further. What’s clear: investment demand for silver is set to abound. Carlo Alberto De Casa is Market Analyst for Kinesis Money. He also writes as a technical analyst for the Italian newspaper La Stampa. Carlo Alberto provides regular commentary for UK outlets including the BBC, Telegraph, the Independent Bloomberg & Reuters. He is also a commentator for CNBC Italy. He worked for Bloomberg as their Equity Research Fundamental Analyst before joining brokerage ActivTrades in 2011 to specialize in currency markets and commodities. In 2014 he published a book on gold and the gold market, followed by a new updated edition in 2018. This report is not an offer of or solicitation for a transaction in any financial instrument. No representation or warranty is given as to the accuracy or completeness of this information. Any material provided does not have regard to the specific investment objective and financial situation of any person who may receive it. Past performance is not a reliable indicator of future performance.

Carlo Alberto De Casa
Carlo Alberto De Casa

29/09/2021